20Jun/096
Help my wife was scammed by a debt collector?
Emily asked:
On Wednesday my wife got a call from a guy claiming he was from the IRS stating his name was Al Hobs. He stated that we misstated a 1099 form and therefore you owe us 5,687 in back taxes. I do contract work and we have mis-stated one before and it was not fun with penaltiess and interests. This Al Hobs was veryforce fulll andthreadingg saying he will butlienss on property and garnish wages he also noted it will cost us double what we owe. She told him that she should talk to me about it, he said its too late we have been trying to talk to him, He did offer he a payment of 4,000 and would consider this closed. She gave him her credit card to settle this. I got home and she told me about this I was confused and called the our tax guy. One the tax guy said it would take up to a week for me to review you document. Two the tax guy said they would send writtencorrespondencee to you on this, also the IRS never acts like Al Hobs and demands money right here and now. Tax guy advised that I should check my wifes credit card to see if was the IRS or a scam. Sure enought I checked my wifes cc transaction there was a payment of 4,000 to portfolio recovery associates. Well they have been contacting me on a debt way past the statue of limitations. Debt was charged off in 1999 as a Discover card for 1,987 and they inflated it to almost 6k. I called them up and talked to a supervisor very shady and he said that my wife agreed to make a settlement and we did not pretend to be the IRS. He did also state I will get a letter showing a it is settled and closed and he also laughed and said yes you will get a 1099-c form on they debt we forgave to you. so will IRS by the way. I told them I am going to fight this he said who will they belive a dead beat like you or us. I think us good luck. What can i do, can we dispute the charge ect. I am really p'd off.
I see all kinds of nasty on this company Portfolio Recovery Associates how can they talk to my wife anyhow as this debt was before we were married.
Tony
On Wednesday my wife got a call from a guy claiming he was from the IRS stating his name was Al Hobs. He stated that we misstated a 1099 form and therefore you owe us 5,687 in back taxes. I do contract work and we have mis-stated one before and it was not fun with penaltiess and interests. This Al Hobs was veryforce fulll andthreadingg saying he will butlienss on property and garnish wages he also noted it will cost us double what we owe. She told him that she should talk to me about it, he said its too late we have been trying to talk to him, He did offer he a payment of 4,000 and would consider this closed. She gave him her credit card to settle this. I got home and she told me about this I was confused and called the our tax guy. One the tax guy said it would take up to a week for me to review you document. Two the tax guy said they would send writtencorrespondencee to you on this, also the IRS never acts like Al Hobs and demands money right here and now. Tax guy advised that I should check my wifes credit card to see if was the IRS or a scam. Sure enought I checked my wifes cc transaction there was a payment of 4,000 to portfolio recovery associates. Well they have been contacting me on a debt way past the statue of limitations. Debt was charged off in 1999 as a Discover card for 1,987 and they inflated it to almost 6k. I called them up and talked to a supervisor very shady and he said that my wife agreed to make a settlement and we did not pretend to be the IRS. He did also state I will get a letter showing a it is settled and closed and he also laughed and said yes you will get a 1099-c form on they debt we forgave to you. so will IRS by the way. I told them I am going to fight this he said who will they belive a dead beat like you or us. I think us good luck. What can i do, can we dispute the charge ect. I am really p'd off.
I see all kinds of nasty on this company Portfolio Recovery Associates how can they talk to my wife anyhow as this debt was before we were married.
Tony
